Excerpt from TheStreet, published March 15, 2021

“For instance, Eric Walters, the managing partner of Summit Hill Wealth Management, is investigating whether cryptocurrency should be an asset class to add to his clients’ portfolios. According to Walters, an asset class should have a few characteristics:

• A definition of the asset: What qualifies and doesn't qualify?

• The purpose of holding the asset: What return is the investor seeking?

• A historical pattern of returns to understand risk and returns: How has it performed? What is the standard deviation and correlation with other assets? What are the drivers of the returns? How will it contribute to risk-adjusted returns?

• Is there a rational way to value the asset? Is there a way to know what projected returns are based on current valuations?

• A reliable way to access the asset: How can it be held? What are the fees? Who are the custodians and investment managers? What protections are in place for investors? How would you sell it?”